Free tools
Money calculators that show the whole picture.
Free, no sign-up, and nothing you type leaves your browser. Made for the way loans and savings work in Europe, the UK, Japan, Korea, Vietnam and the US.
Compare bank loans
Put up to five offers side by side and find the one that really costs least.
- Monthly payment over 10, 15 and 25 years
- Total interest, fees and APR
- Fixed, fixed-then-variable and variable rates
- Tips: extra payments, shorter terms, rate rises
Savings and investing
See what a monthly amount grows to, and which choice gets you furthest.
- Results after 10, 15 and 25 years
- After fees, tax and inflation
- Index fund vs savings account vs cash
- What to put in each month to reach a goal
More calculators in the app
Flowjar has nine calculators that work offline, and it turns the results into bills, savings jars and a 30-day cash-flow forecast. Every web calculator has an “Open in Flowjar” button that carries your numbers over.
Loan & EMI
Mortgage
Car loan
Business loan
Debt payoff
Savings goal
Compound interest
Budget split
Split a bill
Free on Android. Coming soon on the App Store.